Terms and Conditions

Last Updated: April 18, 2026

1. Introduction

Welcome to LoanApp. These Terms and Conditions govern your use of our website and services. By accessing or using our platform, you agree to be bound by these terms.

2. Eligibility

You must be at least 18 years old and a resident of the United States to use our services. You represent and warrant that all information you provide is accurate and truthful.

3. Loan Application Process

By submitting a loan application, you authorize us to review your credit history and obtain consumer reports from credit bureaus. Approval is not guaranteed and is subject to our underwriting criteria.

4. Interest Rates and Fees

Interest rates and fees vary based on your creditworthiness and loan terms. All applicable rates and fees will be disclosed to you in the Loan Agreement before you accept the loan.

5. Repayment

You agree to repay the loan in accordance with the schedule outlined in your Loan Agreement. Late payments may result in additional fees and negative reporting to credit bureaus.

6. Limitation of Liability

LoanApp shall not be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with your use of our services.

7. Governing Law

These terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law principles.

8. Contact Us

If you have any questions about these Terms, please contact us at support@loanapp.com.